When you’ve checked your credit score, now’s the time to start asking around for that car loan. Your bank will offer car loans as part of its package of services. Obviously, the bank knows you since most transactions will go through your account(s). So you can relax, join the queue to see one of the […]

When you take out a term policy, you lease the right to death benefits during the term. When the contract ends, you have no further interest. But when you buy a permanent policy, it stays in force during your lifetime and accumulates a cash value from a tax-deferred savings component. So a permanent policy is […]

Just when it looks as though you can make ends meet, health insurance costs go up again. A growing percentage of every paycheck is going on health and, for the most part, you’re getting less for your dollars. The result? Every month, more people give up on rising premiums and drop into the ranks of […]

The worst has happened. You have had an accident. What should you do?

Notify your insurance company that you will be making a claim and fill in their forms with as much information about the accident as possible;
Do not have the car repaired before agents from both your own insurance company and […]